1. XCheckout
ANexPay Docs
  • XCheckout
    • Introduction
    • Quick Start
    • Checkout Flow
    • Payment
    • Refund
    • Settlement
    • Webhook
    • Enum Reference
    • Api Reference
      • Authentication
        • Get AccessToken
      • payment order
        • CreateOrder
        • CancelOrder
        • GetOrderInfo
        • GetOrderList
      • refund
        • CreateRefund
        • CancelRefund
        • GetRefundInfo
        • GetRefundList
      • settlement
        • CreateSettlement
        • CancelSettlement
        • GetSettlementInfo
        • GetSettlementList
      • webhook
        • webhook
  • Agentic Payment
  1. XCheckout

Introduction

ANexPay XCheckout is a stablecoin-powered checkout and settlement infrastructure designed for modern digital businesses—including e-commerce platforms, gaming companies, cross-border service providers, and independent merchants.
It provides a fully integrated payment solution, covering payment acceptance, order lifecycle management, compliance and risk controls, and automated clearing and settlement—enabling organizations to seamlessly adopt secure, compliant, and globally scalable stablecoin payments.

Key Features#

Multi-Stablecoin Support
Native support for leading stablecoins (USDT, USDC), providing flexibility for different payment scenarios.
Global, Low-Cost Payments
Borderless transactions with fast settlement and significantly lower costs compared to traditional payment rails.
Automated Settlement & Reconciliation
Built-in mechanisms for real-time settlement, fund tracking, and reconciliation, optimized for platform-based businesses.
Developer-First Integration
Standardized APIs, SDKs, and webhook support for fast and reliable integration.

Core Use Cases#

Cross-Border Payments (B2C & B2B)
Replace slow and costly traditional payment methods with real-time stablecoin settlement.
Global Payment Acceptance
Enable platforms to accept payments from users worldwide without regional limitations.
Automated Financial Operations
Streamline clearing, settlement, and reconciliation to reduce manual effort and operational risk.
Compliance & Risk Management
Integrated compliance checks and risk control mechanisms to support regulatory requirements across jurisdictions.

Integration Workflows#

E-commerce Checkout Flow
Order Created → Payment Initiated → Payment Confirmation (Query / Webhook / Timeout Handling) → Settlement → Reconciliation
Cross-Border B2B Settlement
Payment Initiation → Compliance Validation → Order Confirmation → Fund Clearing → Statement Generation
In-App / In-Game Payments
User Top-up → Payment API Call → Instant Settlement → Webhook Notification → Asset Delivery
Platform Revenue Sharing (SaaS / Content Platforms)
User Payment → Platform Collection → Automated Fund Splitting → Multi-party Settlement

Supported Blockchains & Tokens#

ANexPay XCheckout supports USDT and USDC on the Ethereum network so far:
BlockchainTokenIdentifierStandard
EthereumUSDTETH_USDTERC-20
EthereumUSDCETH_USDCERC-20

Implementation Notes#

Token Precision
Handle decimals based on token standards (Ethereum: typically 6 or 18).
Minimum Transfer Amounts
Some tokens may have minimum transfer thresholds—validate before submitting transactions.
Naming Convention
Use {CHAIN}_{TOKEN} format (e.g., ETH_USDT, ETH_USDC) for consistency across APIs.
Extensibility
Support for AI-Native,additional blockchains and tokens may be introduced in future releases—refer to SDK and API updates.
Modified at 2026-03-30 18:35:36
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